HOLIDAY HOURS:
We will be closing at 3PM on Tuesday, December 24 and Tuesday, December 31.
We will be closed on Wednesday, December 25 and Wednesday, January 1.
Ardent Signature Loan
The personal loan for fast, affordable cash
Looking to pay off debt? Make a major purchase? Pay for a wedding? Whatever your reason, a Signature Loan from Ardent can provide the cash you need fast at one low rate and without any fees.
Our Signature Loan is an unsecured personal loan for general use. It can help you to cover costs and gain control of your finances without the hassle. We call it a Signature Loan, because it doesn’t require any collateral to secure the funds—Your signature is your guarantee you’ll repay the loan.
Reasons to love our Signature Loan
- Loans up to $25,000
- No loan origination fees
- Low, fixed rates
- Up to 72 months to pay back
- No collateral required to access funds
- Free online application
- Same-day decisions (in most cases)
- Quick funding available
Not sure where to begin?
Fill out this form and we can help get you started.
How an Ardent personal loan can help you
Choose a personal signature loan to take advantage of quick approvals and easy access to extra cash for almost any occasion, including:
- Debt consolidation (credit cards, medical bills, etc.)
- Refinance existing personal loans
- Weddings and special occasions
- Major purchases
- Home improvements
- Auto repairs
- Travel and vacation
- Moving and relocation
How Our Signature Loan Works
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1. Apply Online
Applying for Signature Loan online is free and easy. You’ll be asked to provide some basic personal and financial information, including your credit and employment history.
2. Sign your loan agreement
If approved, you’ll review your loan offer documents and sign the agreement electronically.
3. Access your funds
We’ll put the funds into your Ardent account quickly, so you can begin using your cash as soon as possible. Then, make payments easily at any time online.
Apply for a Signature Loan
Get the funds you need now. Complete your loan application online in minutes and receive your approval decision shortly.
*Rates effective June 5, 2023. Applicants must borrow at least $1,500 in new money for consolidation of any existing Ardent personal loans. Not everyone will qualify for the best rate. Interest rate based on loan term and borrower’s credit score at time of application and includes 0.25% discount for automatic loan repayment. Rates are subject to change based on market conditions and borrower eligibility. Payment example: A 60-month loan at 10.99% fixed APR will have 60 monthly payments of $21.75per $1,000 borrowed. The minimum approved loan amount is $500.