HOLIDAY HOURS:
We will be closing at 3PM on Tuesday, December 24 and Tuesday, December 31.
We will be closed on Wednesday, December 25 and Wednesday, January 1.
Lend-a-Paw Line of Credit
Think of it as the ultimate pet cushion
Our pets are part of the family and you want to take care of them as best you can. But you shouldn’t have to pay high credit card rates to do so. Our Lend-A-Paw Line of Credit is a low-rate alternative that provides on-demand access to extra cash to help you pay for all the unexpected costs of being a pet parent. There is no set term or annual fee, so you can open your line today for free before you need it. You’ll get peace of mind knowing you’re prepared for any pet emergency.
Lend-A-Paw Line of Credit Benefits:
- Lines up to $5,000
- Fixed rate of 11.24% APR*
- No application fee
- Easy to apply
- No annual fee
- No set repayment term
- Free debit card for quick access to funds
Already a member? Log into eBanking and click on “Borrow” to quickly apply for your line.
Ready to get started?
How Lend-a-Paw Can Help You
Skip the high-interest credit cards and choose the lower-rate Lend-a-Paw so you can afford surprise pet costs, including:
- Emergency vet bills
- Professional trainers
- Obedience classes
- Boarding and Kennel costs
- Lost security deposits
- Refinancing existing pet loans / CareCredit® cards
How it Works
1. Apply Online
Applying online is free and easy. You’ll be asked to provide some basic personal and financial information, including your credit and employment history.When applying, choose “Personal Loan” and then “This is a Line of Credit or Lend-a-Paw Line of Credit” and “Establish Line of Credit.”
2. Sign your agreement
We can approve many applications instantly. If approved, you’ll review your offer documents and sign the agreement electronically.
3. Access your funds
Funds are available the next business day after approval. You’ll automatically receive a free debit card for convenient access to your funds.
Open Your Line Today
Apply online now to set up your line for free and know it’s there when your pet needs it.
*APR = Annual Percentage Rate. Ardent has a tiered loan rate policy which applies different loan rates to borrowers based upon the borrower's credit worthiness. Rates are subject to change at any time.
