FLEXLINE Personal Line of Credit
One line. Plenty of possibilities.
Set up your FLEXline now for an affordable, fixed-rate alternative to credit cards and personal loans.
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Renovation Loan
New needs don't need a new address.
Boost your borrowing power using your home’s after-renovation value. No waiting on equity or mortgage refinance required.
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Identity Theft Protection
Shop affordable plans to protect your identity
Monitor suspicious activity and get expert identity restoration support
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Philly's Favorite Credit Union
Three Years. 
Three Wins.
Thank you for voting us Philly's Favorite Credit Union three years running. 
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Auto Loan Refinancing offer
Keep your car. Get a better loan. Earn $300.
Bring your loan to us and take advantage of our great rates.
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Limited-time Referral Boost
Refer a Friend in October. Earn $100.
Take advantage of double rewards for your October referrals.
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Personal Loan
66-Month Used Auto Loan
9-Month Flex Certificate/IRA

REFER-A-FRIEND

Share Ardently & Earn

Earn $50 for each new member you successfully refer to us. 

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Fraud prevention
Don’t fall for it

Learn how to avoid becoming a victim of these common scams

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APPOINTMENTS 
Can we pencil you in? 

Virtual and in-person appointments available! Schedule an appointment. 

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I'm very pleased with the service. Steve made my car purchasing anxiety better. He was always available he was there from the beginning to the end until I drove off of the Nissan dealership with my brand new Nissan Rogue. Thank you, Ardent Team!

-Judy B.
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Ardent has helped me in many ways. When I refinanced my home, my monthly payments became cheaper and 10 years were cut off my mortgage. A little while back I found a car I wanted to buy, [Auto Buying Concierge] Steve actually found me the same car I was looking to buy with less miles and was able to negotiate an additional $3,000 off the price.

-Martin M.
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I remember getting off the phone with Alishia for the first time, looking at my husband, and saying, ‘Oh my god. She was amazing!’  Working with a knowledgeable team that communicates clearly and frequently is invaluable.

-Patrycja D.
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Workshops & Events

AIRS WORKSHOP
Saving for Higher Education

Tuesday, November 17, 2026  12:00 p.m. ET

GSK Collegeville, Room 05-1108

There’s more than one way to save for higher education. Choose an approach that fits your family’s goals with help from Garrett Tait, Wealth Advisor with Ardent Investment & Retirement Solutions. 

Sign Up
OCTOBER WEBINAR

Tap Into Wise Credit Card Use

Tuesday, October 6, 2026  10:30 a.m. PT / 1:30 p.m. ET

Thursday, October 15, 2026  2:00 p.m. PT / 5:00 p.m. ET

Credit cards are part of everyday life. This session helps participants understand the habits and mindsets that shape their spending—and how small changes can make credit cards work for them, not against them.

Sign Up

NOVEMBER WEBINAR

Strategies for Multigenerational Caregivers

Tuesday, November 10, 2026  10:30 a.m. PT / 1:30 p.m. ET

Thursday, November 19, 2026  2:00 p.m. PT / 5:00 p.m. ET

Caring for both children and aging loved ones can strain time, finances and emotional wellbeing. This workshop helps multigenerational caregivers learn how to reduce stress, set boundaries and support stability.

Sign Up
DECEMBER WEBINAR 
Unwrapping the Holiday Scam Season

Tuesday, December 1, 2026  10:30 a.m. PT / 1:30 p.m. ET

Thursday, December 10, 2026  2:00 p.m. PT / 5:00 p.m. ET

Scammers are especially active during busy and high-spending times of year. This engaging workshop helps participants recognize common seasonal scams, understand red flags, and protect themselves during the holidays. 

Sign Up
Nitty Gritty Blog / Posted in News & Tips. See all posts in News & Tips
Just got your tax refund? Read this first.
Last year, nearly two-thirds of Americans who filed their tax returns received a refund. But your tax refund isn't free money. So, before you spend it on an impulse buy, we've outlined some of the ways your refund can help you make progress on your financial goals. 
Read More about Just got your tax refund? Read this first.

Deposits in Ardent Credit Union accounts are insured by the NCUA up to $250,000 per individual depositor, the highest amount possible under federal limits from both the FDIC and NCUA. More detailed information can be found here. 

Your Deposits are 
Federally Insured