Havertown is temporarily closed for a maintenance issue starting at 4 p.m. on Friday, April 26, 2023.
Please check back for updates on the branch status.
Havertown is temporarily closed for a maintenance issue starting at 4 p.m. on Friday, April 26, 2023.
Please check back for updates on the branch status.
Car Loans
Get on the road faster with affordable auto loans.
Rates effective starting: April 27, 2024
Product1 | APR (as low as)2 | Maximum Term | Monthly Cost |
---|---|---|---|
New Auto | 5.74% | 48 months | $23.38 |
New Auto | 5.74% | 66 months | $17.71 |
New Auto | 5.99% | 75 months | $16.03 |
New Auto | 6.74% | 84 months3 | $14.97 |
Used Auto (2013 or newer) | 5.74% | 48 months | $23.38 |
Used Auto (2015 or newer) | 5.74% | 66 months | $17.71 |
Used Auto (2016 or newer) | 5.99% | 75 months | $16.03 |
Used Auto (2019 or newer) | 6.74% | 84 months3 | $14.97 |
Classic Auto | 7.49% | 60 months | $20.04 |
SMART Auto | 8.89% | 10 years | $12.62 |
1A new vehicle is defined as 5,000 miles or less. A used vehicle is defined as model years covering the current calendar year and the past 9 calendar years. Used car value determined by using the current NADA retail book value; new car value determined by using, MSRP. Monthly payment example of $308.43 or $20.57 per $1,000 borrowed (including optional payment protection) is based on a new or used $15,000, 60-month auto loan, at 100% Loan to Value at a rate of 5.74% Annual Percentage Rate.
2APR = Annual Percentage Rate. APR shown reflects 0.25% discount for automatic payment from an Ardent Credit Union checking or savings account; APR is 0.25% higher without automatic payment. Rates and terms are subject to change based on market conditions and borrower’s eligibility. Ardent Credit Union has a tiered rate policy, which applies different interest rates to borrowers, based upon the borrower’s credit worthiness. Not everyone will qualify for the best rate. Interest rate based on borrower's credit score at the time of application. Borrower must meet credit union lending guidelines. Click here for membership eligibility requirements, which apply. Auto Loans are not available in Puerto Rico.
3$15,000 minimum required.