Our Call Center is now available to assist you on Saturdays from 9AM to 1PM. Additionally, eBanking offers 24/7 access to your account information and mobile deposit.
Health Savings Account
When the apple a day doesn't work, you'll have money available.
Part of a solid medical care plan
Doctor's advice – prepare for the rising costs of medical expenses with our Health Savings Account (HSA). To open one of our Pennsylvania credit union HSAs, you must be an Ardent CU member currently enrolled in a High-Deductible Health Plan. Then you can receive the account's tax advantages while saving money for future medical expenses.
- No fees to open or maintain your account
- Rollovers welcome
- Competitive savings rate
- Tax-deferred earnings
- Tax-deductible contributions
Savings
Rates effective starting: February 22, 2025
| Product | Minimum to Open | Annual Percentage Yield1 | Interest Rate |
|---|---|---|---|
| Ardent Savings | $5.00 | 0.01% | 0.01% |
| Business Savings Account (up to $250,000) | $5.00 | 0.01% | 0.01% |
| Business Savings Account (over $250,000) | $5.00 | 0.01% | 0.01% |
| Holiday/Vacation/Savings Goal Club | $5.00 | 0.01% | 0.01% |
| Health Savings Account | $0.00 | 0.01% | 0.01% |
| Rookie Account– ages 0-12 | $5.00 | 1.00% | 0.995% |
| Stash Account – ages 13-26 (up to $2500) | $5.00 | 1.50% | 1.485% |
| Stash Account– ages 13-26 (up to $5000) | $5.00 | 2.00% | 1.980% |
| Stash Account– ages 13-26 (over $5000) | $5.00 | 2.50% | 2.465% |
| SaveUP Account ($0-$25,000.00) | $5.00 | 1.05% | 1.045% |
| SaveUP Account ($25,000.01-$50,000.00) | $5.00 | 1.15% | 1.140% |
| SaveUP Account ($50,000.01-$100,000.00) | $5.00 | 1.25% | 1.240% |
| SaveUP Account ($100,000.01-$500,000.00) | $5.00 | 1.80% | 1.785% |
| SaveUP Account ($500,000.01 -$1,000,000) | $5.00 | 3.80% | 3.725% |
1Rates are subject to change at any time without notice. Membership eligibility and requirements apply. Fees may reduce earnings.