BumpUP CD
The CD that keeps UP with a rate bump
Avoid rate FOMO
Worried about locking in a CD rate only to see rates climb later during your term? That's not a problem with the BumpUP CD.
Our 24-month BumpUP CD starts with a competitive rate and offers a bump up to current rates if they rise during the term. It's perfect for savers who want the security of guaranteed returns and the opportunity to maximize earnings in a fluctuating market.
- 24-month term
- Earns 3.50% Annual Percentage Yield at opening
- 1 rate bump per term
- $100 minimum deposit - $500,000 maximum deposit
- IRA Eligible
- Renews as a 24-Month BumpUP CD
- Federally insured up to the maximum allowed by law
Open a BumpUP CD today and get peace of mind knowing you won’t miss out on higher rates later.
24-Mon. BumpUP CD
3.50%
Annual Percent Yield1
+ 1 rate bump if rates rise
Frequently Asked Questions
You can request one rate bump to match current BumpUP CD rates during your 24-month term. The rate bump will be effective one business day after it was requested.
For example, if you opened a 24-month BumpUP CD with a 2.00% APY but rates for new BumpUP CDs have increased to 2.85% APY 12 months later, you can request a bump to that higher rate for the remaining months of your CD term.
BumpUP CDs are eligible for one rate bump per 24-month term.
When you are ready for the bump, please reach out to us via phone, eBanking secure message or in-person at a branch. We’ll take care of the rest.
No. You will not earn lower than the CD rate advertised at the time of opening. But if rates go up after opening, your CD is eligible for one bump up to the current rate.
Federally Insured by NCUA
1Rates are subject to change at any time without notice. Membership eligibility and requirements apply. Fees may reduce earnings. CD renews as 24-month BumpUP CD at market rate at time of maturity unless otherwise requested.