We will be closed on Monday, January 20, in observance of Martin Luther King Jr. Day.
On Wednesday, January 22, we will close at 3:30 PM for an all-employee event.
As a reminder, account information and mobile deposit is available through eBanking. Thank you for choosing Ardent.
Health Savings Account
When the apple a day doesn't work, you'll have money available.
Doctor's advice – prepare for the rising costs of medical expenses with our Health Savings Account (HSA). To open one of our Pennsylvania credit union HSAs, you must be an Ardent CU member currently enrolled in a High-Deductible Health Plan. Then you can receive the account's tax advantages while saving money for future medical expenses.
Rates effective starting: January 15, 2025
| Product | Minimum to Open | Annual Percentage Yield1 | Interest Rate |
|---|---|---|---|
| Ardent Savings | $5.00 | 0.01% | 0.01% |
| Business Savings Account (up to $250,000) | $5.00 | 0.01% | 0.01% |
| Business Savings Account (over $250,000) | $5.00 | 0.01% | 0.01% |
| Holiday/Vacation/Savings Goal Club | $5.00 | 0.01% | 0.01% |
| Health Savings Account | $0.00 | 0.01% | 0.01% |
| Rookie Account– ages 0-12 | $5.00 | 1.00% | 0.995% |
| Stash Account – ages 13-26 (up to $2500) | $5.00 | 1.50% | 1.485% |
| Stash Account– ages 13-26 (up to $5000) | $5.00 | 2.00% | 1.980% |
| Stash Account– ages 13-26 (over $5000) | $5.00 | 2.50% | 2.465% |
| SaveUP Account ($0-$25,000.00) | $5.00 | 1.05% | 1.045% |
| SaveUP Account ($25,000.01-$50,000.00) | $5.00 | 1.15% | 1.140% |
| SaveUP Account ($50,000.01-$100,000.00) | $5.00 | 1.25% | 1.240% |
| SaveUP Account ($100,000.01-$500,000.00) | $5.00 | 1.90% | 1.880% |
| SaveUP Account ($500,000.01 -$1,000,000) | $5.00 | 4.000% | 3.925% |
1Rates are subject to change at any time without notice. Membership eligibility and requirements apply. Fees may reduce earnings.