Slam Dunk CD

Earn up to

5.00% APY

on your savings

When the Wildcats win, you earn more.

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Holiday Loans

‘Tis the season for a low APR Holiday Loan

Apply now to keep your 2025 budget on track

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As low as 5.74% APR

Same car.

Better loan.

Refinance your car loans from another lender

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9, 18 and 30 month Flex CDs

Lock in a great rate without locking up your cash

Add funds at any time and get one no-penalty withdrawal

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Money Ninja Training App

Get ready to level up your money game!

Introducing our brand new app designed just for kids.

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Philly Favorites

Thanks for making us Philly’s Favorite Credit Union

Personal Loan
9-Month Flex CD
66-Month Used Auto Loan
MESSAGEPAY
Quick and secure loan payments

Easily pay your Ardent Loans from your smartphone, tablet or computer

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Fraud prevention
Don’t fall for it

Learn how to avoid becoming a victim of these common scams

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APPOINTMENTS 
Can we pencil you in? 

Virtual and in-person appointments available! Schedule an appointment. 

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I'm very pleased with the service. Steve made my car purchasing anxiety better. He was always available he was there from the beginning to the end until I drove off of the Nissan dealership with my brand new Nissan Rogue. Thank you, Ardent Team!

-Judy B.
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Ardent has helped me in many ways. When I refinanced my home, my monthly payments became cheaper and 10 years were cut off my mortgage. A little while back I found a car I wanted to buy, [Auto Buying Concierge] Steve actually found me the same car I was looking to buy with less miles and was able to negotiate an additional $3,000 off the price.

-Martin M.
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I remember getting off the phone with Alishia for the first time, looking at my husband, and saying, ‘Oh my god. She was amazing!’  Working with a knowledgeable team that communicates clearly and frequently is invaluable.

-Patrycja D.
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Workshops & Events

Balance Webinar

Unwrapping the Holiday Scam Season

Don’t let scammers steal your holiday spirit! Unwrap knowledge and tools needed to protect you and your loved ones from holiday scammers. Learn how to identify the red flags, utilize safe online shopping techniques and the steps to take if you do become a victim.

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Nitty Gritty Blog
Credit Building Basics Everyone Should Know

Having a good credit history is an important aspect of your financial life. Financial institutions check your credit to determine how risky it is for them to extend you new credit or lend you money, and to set your interest rate.

One of the trickier things about building credit is that you need to have and use credit to develop a credit history, but lenders are often reluctant to approve someone with bad or no credit. Plus, a credit history takes time to establish.

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Nitty Gritty Blog / Posted in Borrowing. See all posts in Borrowing
Could an ARM help you afford more house?

With today’s home prices, any amount of savings can make a huge difference—especially when it comes to how much house you can afford. Now might the perfect time to consider an Adjustable-Rate Mortgage1 (ARM) to finance your home purchase.

Read More about Could an ARM help you afford more house?

Deposits in Ardent Credit Union accounts are insured by the NCUA up to $250,000 per individual depositor, the highest amount possible under federal limits from both the FDIC and NCUA. More detailed information can be found here. 

Your Deposits are 
Federally Insured